We will collect the following kinds of nonpublic personal information about you:.
Information we receive from you on applications or other forms, such as your name, date of birth, contact information, income and obligations; and.
Information we receive from you about your transactions with us, our affiliates, or others, such as prior loans, terms, payoffs, and payment history.
We may also collect information from consumer reporting agencies.
We may, via “session cookies” on this website, use additional information to enhance the delivery of products, services, and information. Cookies also enable us to ensure that only a customer’s web browser may exchange information regarding a customer’s account with our servers. Our use of session cookies enables our website customers to avoid the problem of being asked to provide the same information repeatedly while customers move from page to page of the website.
No Information Sharing Policy.
We do not disclose any nonpublic personal information that we collect about our customers or former customers, as described above, to anyone, except as permitted by law.
Our Security Policy.
When customers send any personal identifying information to us via this website, we require that a secure session be established first, using Secure Socket Layer (SSL) technology supporting up to 128-bit encryption to prevent unauthorized persons from viewing any private information transmitted during through our website. Information transmitted between the our server and your computer must be sent only while in a secure mode or we will have no responsibility for any loss or exposure of personally identifying information to unauthorized third parties during a secure SSL session. The customer’s computer exchanges key information with our servers to create a private conversation that only the customer’s computer and our servers may understand.
For security purposes, we use special software programs to monitor web site traffic and to identify unauthorized attempts to change or upload information or otherwise to cause damage to our website. These programs do not collect personal identifying information about customers, but do enable us to collect information allowing us to identify website users attempting to tamper with this website. We strive to secure and protect information submitted to us over the internet, your use of this website is strictly at your own risk.
Information Retention Policy.
We will maintain hard copy and electronic loan application information for funded/closed/withdrawn and declined loans for a period of years in accordance with all applicable federal and state laws. You must notify us in writing with your request so that the proper authentication and forwarding information can be verified if you would like to receive copies of any such information.